Merchant Card Service - Your "Merchant Service Solution Provider™"

We take your concerns seriously, by assisting and educating you in fraud protection, helping you understand the nature of CISP certification and other needs by maintaining a high level of integrity in the processing industry.

Retail merchants that sells B2B (Business to Business) or B2G (Business to Government) or wholesale catalogs -- you need a payment processing solution provider that's fast, secure and reliable. And you need to know that your processing partner is there for the long haul with our combined cutting edge business solutions, which redefine standard business practices in the industry so that your business can benefit from an association that upholds business practices inline with yours.

In conjunction with the card services we have offered since 1998 we continue to set the standards in payment processing for merchants.

We now offer free equipment with merchant accounts, see table for a list of credit card machines available and ZERO Day Hold on your daily transactions - your funds are available the next day.

Retail merchants that include the hospitality industries such as restaurants, motels have different rates have special rates. Retail merchants and Dr's offices of all sizes that process face to face transactions find that our merchant service fees and the merchant support we provide has surpassed what they are used too for swiped transactions. But that's just the beginning.

We provide unsurpassed merchant service for eCommerce merchant account for Mail Order and Telephone Order commonly know as MOTO , these cyber space storefronts merchants throughout the U.S. have discovered the real cost savings for keyed transactions.

There's more to us than our state-of-the-art services we offer, our mission is to offer services to merchants that exceed the current expectations they receive now. Our premier point-of-sale line of equipment and payment gateways to process credit card transactions and checks via ACH or Guarantee will help your business thrive by giving you more ways to succeed now and in the future.

We give you choices on process transactions with state of the art gateways that work with Quick Books. Free access to yesterdays processing history with https://mymerchantview.net/mmv/Operations you are able to view yesterdays and prior month's transaction reports for the past year and download into QuickBooks using comma delineated or into Excel.

Further,

• Saving you time and money on your merchant processing fees; whether your business is Retail merchant account (card present) or Internet MOTO merchant account (card not present or keyed transactions).
• Giving you the knowledge to understand your merchant account processing options.
• Offering Payment Gateways i.e. USAePay, Authorize.Net for online merchant processing with an assortment of payment options and early Charge back assistance.
• Providing you with easy, powerful online management and reporting tools at no charge.

Note: We won't ask for your Bank Card Processing Statements. Unless your monthly volume is over 150k; this is needed by underwriting to verify Charge Back History, etc. Each industry has it is own SIC Code and we know what the average ticket and volume is for each.

In today's business world merchant services is not just a prerequisite it is a businesses life line to success. As a business owner you demand the best service and merchant rates for your time and money, anything less is trite.

• Our merchant application sets up Visa and Mater Card. Discover, Amex, JCB requires additional approval on same application. If you have an existing number for Discover and Amex the field to enter the number is proved on application.
• Swiped Credit Cards (Qualified Rate Transactions) - Averages 15-25%, these cards are read by the magnetic strip on the back of the card by your credit card machine.
• Debit cards (where customer enters a PIN number to complete the transaction) - A new PIN Pad will be exchanged with yours; includes a 6' cord and Encryption for: $75.00.
  Note : If not taking Debit it's time to look again; these types of transactions have a fixed cost for each transaction.
• Check Cards - Averages 30-55% of your swiped transaction count, depending on what your average ticket size is, larger transactions are more likely to be credit cards.
  Note : Some of these card types are moving to Loyalty and Reward Check Cards and they qualify as a MID Qualified Check Card transactions, which is higher.
• Loyalty, Reward and Frequent flyer Credit Cards are classified as MID Qualified, Average 25-35% of your count
• Corporate and Foreign Cards: are classified as NON Qualified, Average 20-35% of your count.
  Note: If your customers are more B2B, then you will have checks cards that are Corporate and Foreign Cards that process at a lower rate.
• Check Guarantee Services including ACH via Web and POS equipment and Gift and Loyalty Cards .

Each card type has several categories that qualify at a specific discount rate: Qualified, Mid Qualified, Non Qualified rates and each of these has their own separate check card rates, therefore you should have (6) Six rate categories' on you statements.