Merchant Card Service - Credit Card Machines - Leasing

Equipment Leasing – Lessee Benefits: Stability, Experience, Process, Customer Service

• 100% Financing: Leasing provides 100% financing with no down payment required. Out-of-pocket expenses such as delivery, installation and maintenance can be included as well.
• Fixed Rate: Hedge against inflation. Lease payments are fixed for the lease term and therefore are not subject to inflationary increases or interests rate fluctuations.
• Conserves Capital: Leasing allows you to better manage your capital by employing available funds in the day-to-day operation of your business.
• Preserves Bank Lines: Leasing allows a company to avoid the use of short-term bank lines - conserving borrowing capacity for financing inventory, accounts receivable and other short-term needs.
• Simple Documentation: Equipment leases do not contain restrictive financial covenants typically associated with bank term loans.
• Avoids Obsolescence: Leases recognize that the use of the equipment is more important than the ownership of the equipment. Leasing allows the flexibility to upgrade equipment during the lease term.
• Tax Advantages: Lease payments can be fully deductible resulting in lower after tax cost.
• Flexibility: Equipment leases can be structured with variable payment terms and a variety of options to meet the needs of any business.
• Alternative Funding: Leasing provides a new source of funds, often enlarging the pool of capital available to your company which can be particularly attractive during periods of expansion or when “tight” money conditions exist.
• Improves Cash Flow: Longer lease terms and lower monthly payments can improve cash flow.