Merchant Card Service - Nine Reasons to Say "Yes" to Leasing

1. Sustain Your Competitive Edge
Your business - like most - changes almost daily. New competitors, new market forces, new financial strains, new organizational structures all add up to a need for flexibility. When you select new technology, you wonder if it will be replaced by a faster, more powerful alternative next year, or even next month. Leasing your equipment avoids the risks of ownership because you pay only for the use of the equipment. When your lease expires, you can buy the equipment, trade it in for the latest technology, or simply walk away (depending on the type of lease you choose). You're putting a technological "safety net" in place, so your company's competitive edge is never dulled by the process of moving up to faster, larger, or different equipment.

2. Conserve Your Capital
Leasing lets you keep capital free for investment or other business expenses instead of tying it up in fixed assets. Profits from these investments offset the cost of the lease - you don't have to own an asset to make money using it.

3. Generate Profits
Reinvest the cash you conserve into inventory or a new marketing promotion - investments that can bring real profits to your business.

4. Preserve Existing Credit Lines
Leasing gives you a new source of credit for present and future needs, while your existing bank lines remain intact for other uses.

5. 100% Financing
Unlike bank loans, leasing means no down payment and no required compensating balances in most cases.

Leasing lets you finance the cost of the equipment, plus installation, maintenance, taxes, shipping charges, and even software.

6. Tax Advantages
Leasing offers important tax benefits that reduce the cost of obtaining equipment. Depending on the type of lease you choose, you may be able to write off the entire monthly payment as an operating expense or capitalize the outlay.*

7. Budgeting Advantages
Leasing guarantees a fixed monthly lease payment for the length of the lease term, so it's easy to forecast your equipment expenses. It also gives you the flexibility to obtain unplanned-for equipment - your operating budget may easily accommodate a monthly payment, but capital budgets often can't be stretched to allow or an outright purchase.

8. Pay as You Go, Not Up Front
With leasing, you pay for equipment as you enjoy the benefits of using it.

9. Perfect Solution for Expanding Businesses
You deserve access to the latest equipment and technology. Leasing protects you from being locked into owning equipment that may not meet your future needs - and provides the flexibility to move up to the newest releases, features and functionality as they become available. Leasing is often the financing solution of choice for businesses that hesitate to buy equipment because they fear it will become obsolete before they can fully depreciate it.. Be sure to consult your own accountant or tax advisor regarding the tax consequences of your leasing and financing transactions.